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I'm a teacher with 19 years of experience and a solid employment and education background. I generally prefer using cash over debit or credit cards, and my credit history is clean with no outstanding loans. However, when my husband and I decided to purchase a new family car and didn't have enough cash on hand for a full payment, I applied for a car loan at the bank, getting a denial. To my surprise, I requested a copy of my credit report and discovered that it listed me as deceased.

I've read about the dispute process here: https://www.lawyersbay.com/resolving-the-deceased-status-on-transunion-credit-reports-a-comprehensive-guide/, but I'm uncertain about its speed and whether it suits our urgent needs. Do you have any alternative solutions to help me resolve this issue quickly and secure the funds for the car purchase as soon as possible?

It is shockingly traumatic and frustrating for most people to be denied financing or employment because Experian says you're dead, and then have to prove you're not. And it is often neither simple nor easy to resolve this fraudulent debacle.

An experienced consumer attorney can be just the right companion... er, legal companion... to help remove the Experian death report, protect your rights, repair your financial and credit records, and obtain compensation to put your life back on track. To prevent the worst outcomes and maximize the best, you can see everything you need to know here: https://consumerattorneys.com/article/experian-deceased

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